Financial literacy is a set of skills and knowledge that allow an individual to make informed and effective financial decisions. Five core financial competencies of personal finance include: earning, saving & investing, spending, borrowing, and protecting. CMS provides this directory of online resources to help consumers grow in these core competencies. In these resources you will find valuable information on managing and growing your finances as well as tools that can help in developing positive money habits for a bright financial future.
Practical Money Skills
A free online resource provided byVisa, Practical Money Skills offers interactive tools and educational resources to help build stronger financial futures. This award-winning program was developed in partnership with state and national governments, leading consumer advocates, educators, and financial institutions. Learning resources include articles, lesson plans, mobile apps, and games.
Created by ACA International, The Association of Credit and Collection Professionals, Know My Debt is a tool for consumers to find answers to frequently asked questions about understanding and navigating debt and tools/resources to create future financial health. This is an excellent resource for consumers experiencing or recovering from past-due debt and seeking to move forward with clarity.
MyMoney.gov is a free national financial education website that was created by the FederalFinancial Literacy and Education Commission to strengthen financial capability, increase access to financial services, and empower consumers to make independent financial decisions and build financial resilience. Featured resources include the “My Money Five,” a simple, straightforward guide highlighting action-oriented ways to improve finances, and a collection of free tools such as interactive budget worksheets and calculators.
Money Chat is a financial literacy article series created by Receivables Info. The series aims to help consumers take control of their financial education and empowerment by broadening their core understanding of key financial principles regarding credit and debt. Sponsored by industry-leading financial services institutions, Money Chat focuses on financial literacy topics like different types of loans, how to manage credit scores, how interest rates work, and much more. CMS is proud to be a contributing sponsor of the Money Chat series.
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We do not provide language access services or translation of any communications into a language other than English. A translation and description of commonly-used debt collection terms is available in multiple languages on the NYC Department of Consumer Affairs website, www.nyc.gov/dca