Financial Empowerment Resources
for Consumers

Build Knowledge for a Healthier Financial Future

Empower Your Future Through Financial Knowledge

At Capital Management Services, we believe every consumer deserves access to trustworthy financial education and helpful support. Whether you’re managing a debt, planning your financial future, or just learning the basics of budgeting and borrowing, our curated resources and customer service options are here to help you take control with confidence.

Why Financial Literacy Matters

Understanding how money works is essential for making informed decisions. CMS supports consumers by providing access to credible, easy-to-use financial education tools. Our team has selected leading resources to help you:

  • Improve your budgeting skills
  • Understand your credit score
  • Learn about interest, loans, and repayment strategies
  • Prepare for major life events like buying a home or starting a family

Free Consumer Financial Education Resources

We’ve gathered top financial literacy platforms trusted by educators, regulators, and industry leaders:

Practical Money Skills
by Visa

An award-winning financial literacy platform offering budgeting tools, quizzes, games, and lesson plans for all ages.

Know My Debt by ACA International

This site created by one of the top industry associations provides answers to common questions about debt collection, your rights as a consumer, and how to navigate financial hardship.

MyMoney.gov

A U.S. government website that helps you manage financial changes across life events with tools like the “My Money Five” guide and budget calculators.

Money Chat by Receivables Info

Sponsored by CMS, this article series covers credit and debt basics—credit scores, loans, interest rates, and more.

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Trusted. Professional. Here to Help.

Capital Management Services is a nationally licensed, consumer-focused collection agency committed to ethical practices, transparency, and respectful communication. Our team is trained in compliance and dedicated to helping you move forward – financially and confidently.

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