Privacy Policy

 

 

WHAT DOES CAPITAL MANAGEMENT SERVICES L.P. (CMS) DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and credit history
  • Assets and employment history

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Capital Management Services, LP chooses to share; and whether you can limit this sharing.

 

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

DOES Capital Management Services, LP SHARE?

CAN YOU LIMIT
THIS SHARING?

For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes –
to offer our products and services to you

NO

We do not share

For joint marketing with other financial companies

NO

We do not share

For our affiliate’s everyday business purposes

information about your transactions and experiences

NO

We do not share

For our affiliates everyday business purposes

information about your creditworthiness

NO

We do not share

For non-affiliates to market to you

NO

We do not share

Questions?

 

Write to: Capital Management Services, LP, 726 Exchange Street, 10th Floor, Buffalo, New York 14210

 

 

Who are we?

 

Who is providing this notice?

Capital Management Services, LP

 

What do we do?

 

How does Capital Management Services, LP protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings.

How does Capital Management Services, LP collect my personal information?

We collect your personal information, for example, when you

  • Provide account information or give us your income information
  • Pay us by check or provide employment information
  • Give us your contact information

We also collect such information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

 

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Capital Management Services, LP does not share with its affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial or non-financial companies.

  • Capital Management Services, LP does not share with non- affiliates so they can market to you

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Capital Management Services, LP does not jointly market