Privacy Policy

WHAT INFORMATION DOES CMS-TRANS.COM USE?

NOTE: This section only applies to activity and users on cms-trans.com

All of the information we collect is related to providing the secure online account management service and its features.

Broadly speaking, there are two categories of information we collect:

    1. Information that we must use in order for you to use cms-trans.com to manage your account.
    2. Information that we can use to provide additional features and improved experiences.

The first category includes:

  • Registration information.
    • When registering an account you must provide an email address, which acts as your username, and a password, which is a secret phrase that only you and our website will know to identify you with.
  • Payment information.
    • If you make a payment, your check, credit card or debit card information (such as card type and expiration) and other financial data that we need to process your payment may be collected and stored by us and/or the payment processors with which we work.

The second category includes:

  • Broad, non-specific location information.
    • We derive this from your IP address which is used for security purposes.
    • When engaging in an online chat, which will only ever happen at your discretion, your IP Address will also be detected by the software allowing us to communicate with you online directly from our website. This software webchat feature is provided through a 3rd party called LivePerson.

 

WHAT DOES CAPITAL MANAGEMENT SERVICES L.P. (CMS) DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and credit history
  • Assets and employment history

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Capital Management Services, LP chooses to share; and whether you can limit this sharing.

 

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

DOES Capital Management Services, LP SHARE?

CAN YOU LIMIT
THIS SHARING?

For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations.

YES

NO

For our marketing purposes –
to offer our products and services to you

NO

We do not sell or share

For joint marketing with other financial companies

NO

We do not sell or share

For our affiliate’s everyday business purposes

information about your transactions and experiences

NO

We do not sell or share

For our affiliates everyday business purposes

information about your creditworthiness

NO

We do not sell or share

For non-affiliates to market to you

NO

We do not sell or share

 

QUESTIONS?

Write to: Capital Management Services, LP, 698 1/2 S Ogden St, Buffalo, NY 14206

 

WHO ARE WE?

Who is providing this notice?

Capital Management Services, LP

 

WHAT DO WE DO?

How does Capital Management Services, LP protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings.

How does Capital Management Services, LP collect my personal information?

We collect your personal information, for example, when you

  • Provide account information or give us your income information
  • Pay us by check or provide employment information
  • Give us your contact information

We also collect such information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Capital Management Services, LP does not share with its affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial or non-financial companies.

  • Capital Management Services, LP does not share with non- affiliates so they can market to you

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Capital Management Services, LP does not jointly market